"" Three Ladies and a Dad: August Check-In

Friday, August 7, 2009

August Check-In

{Better late than never}

Last month was tough...a lot tougher than I expected.
We did manage to put pay back 7% of the total we paid off last month so we are making progress! Vacation took a toll on the budget, along with one smaller paycheck. Factor in tuition payments that started in July and my class that I am taking and we are looking kind of measly! But that is okay...we made it through and now we are on to another month.

Here's our updated list...

1. $1,000 to start an Emergency Fund
This has always been in place...we just have to use it instead of a credit card for emergencies.
2. Pay off all debt using the Debt Snowball. Our goal is to have everything but the student loan, car and land paid off my the end of the year.
  • Doctor bill - Paid off in May 2009!
  • Doctor bill - Made large payment.
  • Credit card - Paid off in June 2009!
  • Credit card - Paid off in June 2009!
  • Credit card - Paid off in June 2009!
  • Doctor bill - Paid off in June 2009!
  • "Loan" to pay off all those bills - Down 7% with only 93% to go. :)
  • Student loan
  • My car
  • Land

"A big part of being strong financially is that you know where you are weak and take action to make sure you don’t fall prey to the weakness. And we ALL are weak."
— Dave Ramsey, Total Money Makeover

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